Category: Insurance

If you’re a resident of Georgia and you drive a car, you are legally required to have auto insurance. If you live near Atlanta, GA, our team at the Rob Hill Insurance Group invites you to visit us to get answers to your auto insurance questions. We’ve been providing insurance services for drivers in your area since 2020.

Electronic Insurance Policy Records

According to the Georgia Department of Revenue, your paper insurance policy card is no longer sufficient for proving you have an active auto insurance policy. When a law enforcement official stops you or when you are obtaining a car registration or license plates for your car, your auto insurance policy will be verified by accessing an online database. This database was created to encourage Georgia drivers to keep their auto insurance policies up to date.

When a new auto insurance policy has been purchased, the insurance agent is required to send the VIN (vehicle identification number) and the policy number to the GEICS (Georgia Electronic Identification Compliance System) within 30 days of the policy’s purchase. Any changes in auto insurance policies must also be transmitted to the system by the insurance company. If a law enforcement officer suspects a vehicle may be stolen, they can check the car’s VIN online to verify ownership and insurance information.

Contact Us Today for Your Appointment

If you are involved in a crash, knowing you have an insurance company you can rely on will be reassuring. Residents of Atlanta, GA can contact our agents to learn about a wide range of auto insurance options. Each member of our team at the Rob Hill Insurance Group provides excellent customer service and insurance education. Call us today to schedule an appointment and discuss your auto insurance options.

Ready for the winter? What about the hazards that come with the season? Many people across Atlanta, GA, tend to ignore the simple actions and steps that could help save thousands of dollars, including lives in the event of a winter accident. At Rob Hill Insurance Group, we advise against relying on home insurance alone but take steps to prevent winter accidents in your home. So, what dangers should you focus on?

Fire damage

Fire damage can happen anytime, whether it is winter or summer. However, fire hazards have been reported to be more common during winter months, when there is a lot of heating. Space heaters, fireplaces, poor wiring, and even HVAC systems can lead to fire accidents in a home.

Roof damage from wind

Some roofs are better at handling snow than others. The type of roof you have on your house determines whether it will hold the amount of snow that will accumulate during the season or not. If you suspect that your roof may not hold much, arrange for a roofing replacement as early as possible. Don’t climb up the roof to remove ice; this can be dangerous. Instead, rake the ice when standing on an even ground.

Water damage

While home insurance covers damages caused by heavy snow, it is quite essential to keep snow away from home as much as possible. Remember, when the snow melts, the water will run to your home.

Frozen pipes

Make sure your pipes do not hold any ice. Insulate the interior pipes thoroughly to prevent potential damages. Frozen water pipes can burst due to water pressure build-up that results from the ice blockage.

Aside from slipping on ice, power breakdowns, and burglaries, it would help if you also worried about flooding as a result of over melting snow. Home insurance doesn’t cover flood damage. So, make sure you buy separate flood insurance.

For more information on preparing for winter, contact Rob Hill Insurance Group in Atlanta, GA, and we will be happy to answer any questions you may have.