What do you do if you are injured in an accident, and the other driver is at fault and lacks insurance or sufficient insurance to cover your damages? This motorist coverage can help protect you in this situation.
This type of coverage can provide compensation for injuries and property damage if the other driver is not insured or does not have sufficient insurance. Here we discuss uninsured motorist coverage in more detail.
What Is Uninsured/Underinsured Motorist Coverage?
It’s insurance that helps protect you if you’re injured in an accident while the other driver does not have insurance. It also protects you if they lack sufficient insurance to cover your damages. This coverage can provide compensation for injuries and property damage.
In some states, this coverage is required by law. Even if it is not required in your state, it is a good idea to purchase this coverage. According to the Insurance Information Institute, about 13% of drivers on the road in the United States are uninsured.
This means that if you’re involved in an accident with another driver, there is a good chance they don’t have insurance. This coverage can help protect you financially. It can also protect you if a hit-and-run driver hits you.
Types of Underinsured Motorist Coverage
There are two types of this insurance coverage. Bodily injury coverage can help pay for your medical expenses and lost wages. Property damage coverage can help pay to repair or replace your vehicle if it’s damaged.
The amount of coverage you need will depend on your individual situation. You should talk to Rob Hill Insurance Group in Atlanta, GA to determine the best amount of coverage for you.
Give Us A Call
Uninsured motorist coverage is insurance that can help protect you if you’re injured in an accident, and the other driver lacks insurance to cover your damages.
You may have questions about underinsured motorist coverage or other types of insurance. If you do, please contact Rob Hill Insurance Group in Atlanta, GA. We are here to help you find the coverage you need at a price you can afford.