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Rob Hill Insurance Group

2800 Shallowford Rd NE
Bldg A Ste B
Atlanta, GA 30341

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Featured Insurance Blog

Life Insurance Options

Nothing is more difficult for a person than losing a loved one. To ensure that your family members are taken care of properly and experience less stress if and when you pass away, the best present you can leave for them is the gift of a life insurance policy.

A life insurance policy is important for many reasons. For instance, if you provide the main income for your family and you die unexpectedly, not only will your family have to deal with the loss they will experience, they will have the stress of trying to figure out how to pay the bills. If you have a life insurance policy in place, this will alleviate some of the financial stress for your loved ones.

A life insurance policy will also help your family pay for your funeral expenses and burial, which can both be very costly. The life insurance agents at the Rob Hill Insurance Group in Atlanta, GA have the experience and knowledge to help you create the best life insurance policy for your loved ones.

Life Insurance Options

There are many different types of life insurance policies, including group life insurance, which many people have through their employer. This is normally just enough to cover your funeral expenses, which is why you may want to opt for one of the three main types of life insurance: term life insurance, whole life insurance, and universal life insurance.

Whole life insurance guarantees that the death benefit will last throughout your life and be provided quickly to your loved ones upon your death. Universal life insurance will gain interest based upon the cash value of your policy. Hence, it is similar to a savings account, while term life insurance is only in effect during the “term” in which you decide to pay it. For example, if you have a ten-year term policy, it will need to be renewed for another ten years at the end of that term.

To obtain the best life insurance policy for you and your situation, call upon the Rob Hill Insurance Group’s trusted agents in Atlanta, GA for an appointment today!