Different types of insurance provide different types of coverage. Liability auto insurance provides the minimum coverage required to operate on the roads. If you’re shopping for auto insurance, you may be given the option to add on collision and comprehensive coverage. Understanding what these types of insurance are and whether you can benefit from this insurance is important.
When you work with Rob Hill Insurance Group servicing Atlanta, GA, our insurance professionals will help you understand the different insurance options, so you can choose the right type of auto insurance for your needs. You may want collision and comprehensive coverage, depending on your vehicle, its value, and your budget. Here’s what to consider.
What Is Comprehensive Coverage?
Comprehensive auto insurance provides coverage for non-collision events. Comprehensive coverage typically pays to repair or replace your vehicle for perils like theft or vandalism.
What Is Collision Coverage?
Collision insurance provides coverage to repair or replace your vehicle when a collision occurs. This insurance provides coverage regardless of who is at fault for the collision. Even if you cause the collision, your insurance can still pay to repair your vehicle.
Do You Need Comprehensive and Collision Insurance?
If you have an auto loan, you may be required to get full coverage auto insurance. Full coverage is a combination of different insurance types, providing the most coverage you can get through your insurance company. Full coverage includes comprehensive and collision insurance. If you need full coverage, tell your insurance agent. Even if you don’t need comprehensive and collision insurance, you can still get this type of coverage if you want it. Your insurance agent can help.
Do you need comprehensive and collision insurance for your vehicle? Call Rob Hill Insurance Group servicing Atlanta, GA today to get started.