Investing in the right homeowners insurance is key for new and experienced homeowners alike. If you’re in Atlanta, GA, understanding which home insurance policy is right for you is essential. At Rob Hill Insurance Group, we’ll work with you to better understand how to protect yourself and your investment from fires, theft, and vandalism year-round.
Dwelling Coverage
Dwelling coverage can help pay for your home’s structure and exterior needs (including walls), if it is damaged in a fire or another covered disaster. Dwelling coverage includes flooring, roofing, walls, and even built-in appliances or attached structures, such as garages.
Personal Property Coverage
Personal property coverage can help replace items such as clothing, furniture, electronics, decor, and belongings after a fire, theft, or vandalism.
Loss of Use Coverage
When fires or other disasters damage your home, having loss of use coverage can come in handy. Loss of use coverage may help with paying for temporary living arrangements, meals, and other related expenses that add up when you’re not able to reside in your home during a renovation or repair. (Ask you agent about this, as you may need to add it to your basic homeowners policy.)
Special Limits
Special limits insurance policies may include coverage for high-value items, such as firearms, instruments, electronics, jewelry, and collectibles), which can be stolen or damaged in a fire.
Understanding your options when shopping around for home insurance is crucial anytime you’re investing in property. Working with an agency you can trust is imperative. To learn more about home insurance options that protect you from fire, theft, and vandalism, contact Rob Hill Insurance Group. We’re currently serving the Atlanta, GA, area.