As a homeowner, protecting your investment is key to preventing unexpected losses, financially and physically. If you’re located in Atlanta, GA, you may want to assess your home insurance coverage needs anytime you’re in the market for home insurance or if you’re interested in reevaluating existing policies. At Rob Hill Insurance Group, we’ll work with you to find the best policy for your home, budget, and lifestyle.
Components to Review in Your Home Insurance Policy
Anytime you’re thinking of investing in a new homeowners’ insurance policy or if you’re reviewing an existing policy, you’ll want to keep the following components in mind:
- Personal property: Consider personal property coverage if you want to protect your indoor belongings, such as clothing, electronics, collectibles, and even your home furniture and/or decor.
- Dwelling coverage: Review the coverage limitations and restrictions of any existing homeowners insurance policy you hold. You want to ensure your policy will cover the replacement cost of your home, should you require a complete rebuild. Running a replacement cost estimator can also help you keep up with market estimations and changes throughout economic uncertainty.
- Loss of use: Within your policy, consider loss of use coverage (that will include temporary housing, meals, and laundry).
- Liability: Verify liability coverage to determine if you’re protected if someone is injured on your property.
Working with the right agent or agency can make all the difference for homeowners seeking the right homeowners insurance policy. If you’re located in Atlanta, GA, and purchasing a home for the first time or if you want to optimize existing policies, we’re here to help. Contact Rob Hill Insurance Group today for your consultation and to review potential policies that are just right for you and your household.